Privacy Policy & Terms of Service

Privacy Policy

Last Updated: August 1, 2025

Marian Company and its affiliates and subsidiaries (“Marian,” “we,” “us,” or “our”) respect your privacy. This Privacy Notice (“Notice”) describes the processing of Personal Information (defined below) that is provided, collected, or disclosed while providing our products or services to you through the Subi app, (“Services”) and on the websites, other applications, and online platforms that link to this Notice (collectively, the “Site”). It also describes rights you may have under applicable laws. Please read this Notice carefully to understand our policies and practices regarding your Personal Information and how we will treat it.

Personal Information We Collect

We collect several categories of Personal Information from and about users of the Site.

Personal Information” means information that uniquely identifies, relates to, describes, or is reasonably capable of being associated with or linked to you. The categories of Personal Information we collect may include:

  • Contact Information – If you submit an inquiry, register for an account, or provide information on or through the Site, we may collect your contact information including your name, mailing address, email address, and phone number.

  • Commercial Information – If you submit an inquiry, or provide information through the Site, we may collect commercial information including information about your purchases, subscriptions, and Services you have shown interest in.

  • Usage Information – When you use the Site, we may automatically record information, including your Internet Protocol address (IP Address), geolocation of your device, including for mileage tracking purposes, browser type, referring URLs, domain names associated with your internet service provider, and any other information regarding your interaction with the Site.

  • Communication Information – We may collect Personal Information contained within your communications with us via email, chat functionality, social media, telephone, or otherwise, and in certain cases we may use third-party service providers to do so. Where permitted by applicable law, we may collect and maintain records of calls and chats with our agents, representatives, or employees via message, chat, post, or similar functionality. If you allow the Site to access or integrate your email, texts, calls, or any other communication forum, we may collect Personal Information contained within your communications with third parties via email, text, call, or otherwise.

  • Financial Information – If you choose to upgrade to a premium subscription, we will collect and process financial information, such as credit card details, to upgrade your subscription.

  • Transaction Information – If you upload or allow the Site to access documents related to real estate transactions, including but not limited to purchase agreements, addendums, contingencies, and escrow agreements, we may collect Personal Information contained within those documents, including financial information, such as account numbers and insurance information.

  • Voice and Audio Data – If you utilize the voice recognition capability of the Site’s virtual assistant service, we may collect Personal Information contained within your audio communication with the Site, as well as audio recordings of your voice.

How We Collect Personal Information

  • Directly From You – We collect Personal Information that you provide to us directly, for example, if you choose to contact us, request information from us, sign up to receive updates, upload or allow access to documents, or integrate or allow access to text messages, email, and calling capabilities, or otherwise utilize the Site.

  • From Third Parties – We may collect Personal Information from third parties, including but not limited to business partners, advertising networks, social networks, data analytics providers, mobile device providers, and Internet or mobile service providers. We may also collect Personal information from apps and third-party services you connect to the Site.

  • Through Online Tracking Technologies – We use cookies and similar technologies to collect Personal Information automatically as you navigate the Site. For additional information regarding our use of these technologies, see the Cookies and Tracking Technologies section below.

How We Use Personal Information

To the extent permitted by applicable law, we use Personal Information:

  • To provide and personalize our Site and Services, such as providing and personalizing our Services, providing customer service, maintaining or servicing accounts, verifying customer information, creating and maintaining business records, verifying eligibility, and undertaking or providing similar services.

  • To optimize, improve, and maintain our Services, including understanding how users interact with our Services, gauging user interest in certain Services or the Site functionality, and troubleshooting problems.

  • For internal research and development, such as testing, verifying, and improving the quality of our Services or developing new ones, including but not limited to using Personal Information to train and improve an internal artificial intelligence model to provide our Services.

  • For marketing and advertising, including using your information to send you messages, notices, newsletters, surveys, promotions, or event invitations about our own or third parties’ goods and services that may be of interest to you. We also use Personal Information to conduct interest-based advertising as discussed in the Cookies and Other Tracking Technologies section below. You can also unsubscribe from any marketing emails or text messages that we may send you by following the instructions included in the email or text correspondence.

  • For communicating with you, such as responding to your questions and comments or notifying you of changes to the Site or Services.

  • For legal, security, or safety reasons, such as protecting our and our users’ safety, property, or rights; complying with legal requirements; enforcing our terms, conditions, and policies; detecting, preventing, and responding to security incidents; and protecting against malicious, deceptive, fraudulent, or illegal activity.

  • As part of a corporate transaction, such as in connection with the sale of part or all of our assets or business, the acquisition of part or all of another business or another business’ assets, or another corporate transaction, including bankruptcy.

  • To fulfill any other purpose for which you provide it, including purposes described when you provide the information or give your consent.

How We Disclose Personal Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose your Personal Information with your consent or in the following circumstances:

  • Employees and Other Personnel – We may share Personal Information with our employees and personnel (such as contractors) who have a need to know the information for our business purposes.

  • Affiliates and Subsidiaries – We may share Personal Information within our family of companies for their and our business and marketing purposes, including providing you with information about the Services we think may be of interest to you.

  • Service Providers – We disclose your Personal Information with the service providers that we use to support our business, including but not limited to, artificial intelligence providers, website hosting providers, and other technology providers.

  • Business Partners – We may disclose Personal Information with trusted business partners. For example, we may disclose your Personal Information with a company whose products or services we think may be of interest to you or who we co-sponsor a promotion or service with.

  • Ad Tech Companies and Other Providers – We may share or make available limited Personal Information (such as a mobile device identifiers) with ad tech companies and other online service providers.

  • Legal Obligation or Safety Reasons – We may disclose Personal Information to a third party when we have a good faith belief that such disclosure of Personal Information is reasonably necessary to (a) satisfy or comply with any requirement of law, regulation, legal process, or enforceable governmental request, (b) enforce or investigate a potential violation of any agreement you have with us, (c) detect, prevent, or otherwise respond to fraud, security or technical concerns, (d) support auditing and compliance functions, or (e) protect the rights, property, or safety of Marian, its employees and clients, or the public against harm.

  • Merger or Change of Control – We may disclose Personal Information to third parties as necessary if we are involved in a merger, acquisition, or any other transaction involving a change of control in our business, including but not limited to, a bankruptcy or similar proceeding. Where legally required, we will give you notice prior to such disclosure.

  • Other – We may disclose Personal Information to third parties when explicitly requested by or consented to by you, or for the purposes for which you disclosed the Personal Information to us as indicated at the time and point of the disclosure (or as was obvious at the time and point of disclosure).

Cookies and Other Tracking Technologies

We and our service providers may use cookies and similar technologies to collect usage about how you use the Site. The technologies we use for this automatic data collection may include cookies and web beacons that permit us to verify system and server integrity and generate statistics around the popularity of certain content and Services. We process the information collected through such technologies, which may include or be combined with Personal Information, to help operate certain features of the Site, to enhance your experience through personalization, and to help us better understand the features of the Site that you and other users are most interested in.

Site Delivery and Appearance – We may use third-party providers to enable certain customer interaction opportunities, content delivery (like audio or video), or other service capabilities. Examples include, but are not limited to, the following functionality:

Virtual Assistant Support: We use an interactive chat feature enabled by a large language model that may be provided by a third-party (like Google’s Gemini or a similar artificial intelligence service provider) to enable a virtual assistant service via the Site. When you engage in the chat, you are interacting with virtual assistant powered by artificial intelligence, not a human representative. Any Personal Information collected via the virtual assistant service may be automatically shared with the third-party service providers that support this tool and handled according to their privacy policy as appropriate. For example, Personal Information shared with Google’s Gemini in the course of this virtual assistant service will be subject to Google’s Privacy Policy.

Site Analytics and Session Replay – We may use analytics and session replay services, that use cookies and other technologies that collect your Personal Information, to assist us with analyzing usage of the Site to optimize, maintain, and secure the Site and inform subsequent business decisions (including, e.g., advertising).

Cookie Choices – To manage your preferences with respect to these technologies, you can: Customize your device settings to refuse all or some cookies, or to alert you when apps set or access cookies. If you disable certain cookies, please note that some parts of the Site may not function properly. These settings may be lost and require reconfiguration if you delete your cookies.

Block the collection and use of your information by online platforms and ad tech companies for the purpose of serving interest-based advertising by visiting the opt out pages of the self-regulatory programs of which those companies are members: National Advertising Initiative and Digital Advertising Alliance. Please note that even if you opt out of interest-based advertising, you may still see “contextual” ads which are based on the context of what you are looking at on the websites and pages you visit.

Review and execute any provider-specific instructions to customize your preferences or opt-out of certain processing, including interest-based advertising, by third-party service providers.

How Long We Keep Your Personal Information

We retain your information for as long as it is needed: (i) to conduct business with you; (ii) fulfill the purposes outlined in this policy; and (iii) to comply with our legal obligations, resolve disputes, and enforce any agreements.

Criteria we will use to determine how long to retain your Personal Information includes the nature and length of our business relationship with you; our legal rights, obligations, and retention requirements; and if we have an ongoing business purpose for retaining your Personal Information, such as communicating with you about ongoing or prospective Services you requested.

Links to Third-Party Websites

We are not responsible for the practices employed by any websites or services linked to or from the Site, including the information or content contained within them. We encourage you to investigate and ask questions before disclosing Personal Information to third parties, since any Personal Information disclosed will be handled in accordance with the applicable third party’s privacy policy. In some cases, we offer links to social media platforms that enable you to easily connect with us or share information on social media. Any content you post via these social media pages is subject to the Terms of Use and Privacy Policies for those platforms.

We may also integrate with other websites to provide enhanced services, technological capabilities, or resources for you. These plug-in services and capabilities are governed by the terms, conditions, and policies of the underlying companies. Some of the integrations we currently offer include the ability to view our business and/or provider profiles on social media platforms. This hyperlinked content (including any embedded customer reviews) is governed according to the privacy policies for each platform. We may also give you the option to login to the Site’s platforms via third-party services. If you choose to leverage this option to link your accounts, we will receive information associated with your account (such as your name and profile information) from that third-party service. This information varies and is controlled by that service or as authorized by you via your privacy settings at that service. We recommend reviewing the service’s privacy policy beforehand and managing your privacy settings on an ongoing basis.

International Use and Cross-Border Data Transfers

If you are using the Site from outside of the United States, please note that our Site is hosted in the United States. Where permitted by applicable law, we may transfer the personal data we collect about you to the United States and other jurisdictions that may not be deemed to provide the same level of data protection as your home country, as necessary for the purposes set out in this Notice.

How We Protect Personal Information

We have implemented commercially reasonable measures designed to secure your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the internet is not completely secure. Despite these efforts to store Personal Information in a secure environment, we cannot guarantee the security of Personal Information during its transmission or its storage on our systems.

Children’s Privacy

We do not knowingly collect or solicit any Personal Information from children, as defined under applicable law, without verified written parental consent, and we have no actual knowledge of selling such Personal Information of minors under 16 years of age. If we learn that we have collected Personal Information from a child, we will promptly take steps to delete that information. If you believe we might have any information from or about a child, please contact us at legal@withmarian.com.

Changes to this Notice

Please note that we may modify or update this Notice from time to time, so please review it periodically. If we make material changes to how we treat Personal Information, we will notify you according to applicable law. Unless otherwise indicated, any changes to this Notice will apply immediately upon notification to the Site. You are responsible for periodically visiting the Site and this Notice to check for any changes.

Contact Us

If you have any questions about our practices handling your Personal Information, or this Notice, please contact us at legal@withmarian.com.

Terms of Service

SUBI USER TERMS OF USE

Last updated: August 1, 2025 Marian Company (“Marian,” “we,” “our,” or “us”) makes this Subi platform and all software, services, content, and materials related to this platform or made accessible to you in connection with our platform, products, or services (collectively, our “Services”) available for your use subject to the terms and conditions in these Terms of Use (the “Terms”).

BY ACCESSING OR USING THE SERVICES, YOU AGREE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS OR USE THE SERVICES.

1. MATERIALS AND DATA ON OUR SERVICE

1.1. Marian Materials. Our Services may include or provide access to information, software, photos, videos, text, graphics, music, sounds, and other material or information provided by us or third parties, and may allow you to access data, documents, works, methods, processes, assessments, surveys, or reports that are provided or used by Marian in connection with our Services, or otherwise comprise or relate to our Services (collectively, the “Marian Materials”) whether or not protected by intellectual property laws. You are not acquiring any rights in or to Marian Materials other than a non-exclusive right to access and use Marian Materials solely in accordance with the terms of these Terms and solely in connection with your personal use of our Services. You understand and agree that Marian’s rights in any Marian Materials are valid and protected in all forms, media, and technologies existing now or developed in the future. You may not obscure or remove any proprietary rights notices contained in or on the Marian Materials.

1.2. User Data Restrictions. You may not upload, post, or transmit any information or documentation to us (“User Data”) that: (1) would violate or infringe the proprietary, privacy, publicity, or intellectual property rights of Marian or any individual or third party; (2) is obscene, defamatory, threatening, harassing, abusive, libelous, hateful, or harmful to any other person or entity; (3) violates any applicable law, statute, ordinance, or regulation; (4) puts in jeopardy the security of your account, Marian or our Services; or (5) promotes or displays any of the following content: (a) pornography; (b) violence; (c) racial intolerance or advocacy against any individual, group, or organization; (d) profanity; or (e) illicit drugs and drug paraphernalia. We reserve the right, but have no obligation, to pre-screen, review, flag, filter, modify, refuse, and remove any and all User Data from the Services. You understand and expressly acknowledge that by using our Services you may be exposed to content that you find offensive, indecent, or objectionable and that we will not be liable to you or any other person or entity for your consumption of any content on our Services. YOU AGREE THAT YOU WILL EVALUATE AND BEAR ALL RISK RELATED TO THE USE OF, OR ANY ACTIVITIES ASSOCIATED WITH, USER DATA THAT YOU POST OR PROVIDE THROUGH OUR SERVICE. THE RESULTS OF ANY ACTIONS YOU TAKE BASED ON USER DATA, MARIAN MATERIALS, OR OTHER CONTENT YOU FIND ON OUR SERVICE ARE SOLELY YOUR RESPONSIBILITY. UNDER NO CIRCUMSTANCES WILL WE BE LIABLE IN ANY WAY FOR USER DATA OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF ANY USER DATA PROCESSED THROUGH OUR SERVICE.

1.3. Feedback. We welcome your comments, feedback, information, or materials regarding our Services or any of our other products or services (collectively, “Feedback”). Your Feedback will become our property upon your submission to us. By submitting your Feedback to us, you agree to assign, and hereby irrevocably assign to us, all right, title, and interest in and to the Feedback and all copyrights and other intellectual property rights embodied in such Feedback on a worldwide basis. We will be free to use, copy, distribute, publish and modify your Feedback on an unrestricted basis, without compensation to you. Moreover, you hereby assign or waive, as the case may be, any moral rights that you may have in or to the Feedback.

1.4. Links; Third Party Materials. Our Services may include links and integrations with other websites and applications or utilize the service or content of other third parties (collectively, “Third-Party Materials”). Because we have no control over Third Party Materials or the administration of Third-Party Materials by the third parties that provide them, you acknowledge and agree that we are not responsible for the availability of such materials, and we do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such Third Party Materials or for any privacy or other practices of the third parties operating those websites or providing such materials. You further acknowledge and agree that we will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by, in connection with, resulting from your use of or reliance on any such Third-Party Materials available on or through any such website or resource. We strongly encourage you to review any separate terms of use and privacy policies governing use of these third-party websites and Third-Party Materials.

1.5. Ownership of Intellectual Property. Marian or its licensors exclusively own all right, title and interest in and to our Services, the Marian Materials, and Feedback, including but not limited to, all ideas, inventions, inferences, discoveries, source and object software code, developments, derivative works, enhancements, upgrades, fixes and patches, formats and processes, and all images, trademarks, service marks, logos and icons displayed or related therein or thereto (collectively, “Marian IP”). Except as expressly provided herein, you have no right, license, or authorization with respect to any of the Marian IP. You shall not assert any claims to the contrary or otherwise do anything inconsistent with the allocation of ownership herein, including, but not limited to, challenging the validity of the authorizations or any intellectual property rights granted herein. In the event you are ever deemed to be the owner of any of the Marian IP, you shall immediately take all necessary steps to evidence, transfer, perfect, vest, or confirm Marian’s right, title and interest in the Marian IP. Marian is not transferring or granting to you any right, title, or interest in or to (or granting you any license or other permissions in or to) any Marian IP. The sole exception of the foregoing reservation of rights are the limited rights granted to you to use our Services, and which shall automatically terminate upon expiration or termination of these Terms. Any unauthorized use of any Marian IP, whether owned by us or other parties, may violate copyright laws, trademark laws, privacy and publicity laws and communications regulations and statutes. Trademarks owned by third parties are the property of those respective third parties.

2. SERVICE

2.1. Grant of License. On the condition that you comply with all of your obligations under these Terms, and subject to any additional terms which we may present to you regarding certain features or functions of the Services or in any third-party licenses applicable to our Services, we hereby grant to you a limited, revocable, non-exclusive, non-transferable, non-sublicensable right to access and use our Services for your own personal use. We reserve all rights not otherwise expressly granted by these Terms. If you do not comply with these Terms, we reserve the right to revoke any license granted in these Terms and limit your access to our Services. Any use of our Services that exceeds the rights expressly granted in these Terms is strictly prohibited and constitutes a violation of these Terms, which may result in the termination of your right to access and use our Services. Any third-party software included in our Services is licensed subject to the additional terms of the applicable third-party license.

2.2. Modification. We may discontinue or alter any aspect of our Services, restrict the time our Services are available, and restrict the amount of use permitted at our sole discretion and without prior notice or liability to you. We may also install bug fixes, updates, patches, and other upgrades to our Services without prior notice or liability to you. Your only remedy is to discontinue using our Services if you do not want a modification we make to our Services.

2.3. Removal of Access. Your access to our Services is provided on a temporary basis with no guarantee of future availability or continued right to access. You agree that we may immediately suspend or terminate your access to our Services or any part thereof for any reason, in our reasonable discretion. Cause for such measures include, without limitation: (1) breach or violation of these Terms, or other incorporated agreements or guidelines; (2) discontinuance or material modification to our Services; (3) unexpected technical or security issues or problems; (4) extended periods of inactivity; or (5) your engagement in fraudulent or illegal activities. You further agree that such measures may be taken in our sole discretion and without liability to you or any third party.

2.4. Defects and Availability. We use commercially reasonable efforts to maintain our Services, but we are not responsible for any defects or failures associated with our Services, any part thereof, or any damages (such as lost profits or any other consequential or indirect damages) that may result from any such defects or failures. Our Services may be inaccessible or inoperable for any reason, including, without limitation: (1) equipment malfunctions; (2) periodic maintenance procedures or repairs which we may undertake from time to time; or (3) causes beyond our reasonable control or which we could not reasonably foresee. You understand that our Services are provided over the Internet, so the quality and availability of our Services may be affected by factors outside of our control. Our Services are not intended to be available 100% of the time and we do not make any representations, warranties, or guarantees regarding the reliability or availability of our Services. We do not represent, warrant, or guarantee that our Services will always be available or is completely free of human or technological errors. We will not be liable to you or any third party for damages or losses related to our Services being unavailable.

2.5. Restrictions. You may not: (1) license, sublicense, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available to any third party any portion of our Services in any way, including any Marian Materials or other data contained therein; (2) copy, modify, adapt, alter, translate, create derivative works, reverse engineer, decompile, disassemble, or otherwise attempt to learn the source code, structure, or ideas upon which our Services are based; (3) use our Services or Marian Materials to develop a competing service or product; (4) use any device, software, or routine intended to damage or otherwise interfere with the proper functioning of our Services, servers, or networks connected to our Services or take any other action that interferes with any other person’s use of our Services; (5) decrypt, transfer, create Internet links to our Services, or “frame” or “mirror” our Services on any other server or wireless or Internet-based device; (6) use or merge our Services or any component thereof with other software, databases, or services not provided or approved by us; (7) circumvent or attempt to circumvent any electronic protection measures in place to regulate or control access to our Services; (8) use our Services for unlawful purposes; (9) develop, distribute, or sell any software or other functionality capable of launching, being launched from, or otherwise integrated with our Services; (10) use any bot, spider, or other automatic or manual device or process for the purpose of harvesting or compiling information on our Services for any reason; (11) access or attempt to access any other user’s account; (12) use any Marian Materials made available through our Services in any manner that misappropriates any trade secret or infringes any copyright, trademark, patent, rights of publicity, or other proprietary right of any party; (13) introduce into our Services any virus, rogue program, Trojan horse, worm or other malicious or intentionally destructive code, software routines, or equipment components designed to permit unauthorized access to or disable, erase, or otherwise harm our Services, or perform any such actions; (14) introduce into our Services any back door, time bomb, drop dead device, or other software routine designed to disable a computer program automatically with the passage of time or under the positive control of an unauthorized person; (15) delete, modify, hack, or attempt to change or alter our Services, Marian Materials, or notices on our Services; (16) connect to or access any Marian computer system or network other than our Services; (17) impersonate any other person or entity to use or gain access to our Services, or (18) use the Services for any purpose other than your own personal use.

2.6. Communication Features. The Services may include features that allow you to communicate with clients and other third parties. By using these communication features, you agree that you will not: (1) use the Services to send any unlawful, threatening, harassing, defamatory, obscene, or otherwise, objectionable messages; (2) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or organization; (3) disclose or share private, confidential, or sensitive information about another individual without proper authorization or legal basis; and (4) interfere with, disrupt, or negatively impact the experience of other users, including excessive messaging, misuse of chat tools, or inappropriate conduct. Marian reserves the right to monitor communications made through the Services and to suspend or terminate access for any violation of these Terms. Marian will have no liability related to any communication made using the Services.

2.7. Prosecution. We reserve the right to investigate and prosecute violations of any of the above to the fullest extent of the law. We may involve and cooperate with law enforcement authorities in prosecuting users who violate these Terms.

3. ACCOUNTS

3.1. Eligibility. YOU MUST BE AT LEAST AGE EIGHTEEN (18) TO USE OUR SERVICE. BY ACCESSING, USING AND/OR SUBMITTING INFORMATION TO OR THROUGH OUR SERVICE, YOU REPRESENT THAT YOU ARE NOT YOUNGER THAN AGE 18.

3.2. Registration. To access certain features of our Services, you may be required to register for an account (“Account”). By creating an Account, you agree to (a) provide accurate, current and complete Account information, (b) promptly update your Account information as necessary, (c) maintain the security of your Account credentials, (d) be responsible for the acts or omissions of any third party who has authority to access or use the Services on your behalf, and (e) immediately notify us if you discover or otherwise suspect any security breaches related to the Site or your Account. You further understand and agree that we may take actions we deem reasonably necessary to prevent, respond to, pursue or remedy suspected or actual fraud and abuse, including without limitation, termination or suspension of your Account.

3.3. Unauthorized Use and Information Changes. You are responsible for maintaining the confidentiality of your Account and are responsible for all activities that occur under your Account. You may not share your Account information with anyone, and you agree to (a) notify us immediately of any unauthorized use of your password or any other breach of Account security; and (b) exit from your Account at the end of each session. If you provide any information that is untrue, inaccurate, not current or incomplete, or Marian has reasonable grounds to suspect that any information you provide is untrue, inaccurate, not current or incomplete, Marian has the right to suspend or terminate your Account and refuse any and all current or future use of the Services (or any portion thereof). You agree not to create an Account on behalf of someone other than yourself or the entity with which you are associated. Marian reserves the right to remove or reclaim any usernames at any time and for any reason, including but not limited to, claims by a third party that a username violates the third party’s rights. You agree not to create an Account or use the Services if you have been previously removed by us, or if you have been previously banned from the Services.

3.4. Storing Credentials. Our Services may allow you to store your login credentials in your web browser or in our mobile app or on your mobile device so that you can be automatically logged in each time you access our Services. If someone else has access to your computer, web browser or mobile device, the automatic login feature will allow that person to have access to your account. You are responsible for any damages to Marian or our Services resulting from unauthorized access to our Services from your account and we will have no liability to you or any third party for damages or loss related to such unauthorized access or use.

3.5. Mobile Use. Your contract with your mobile network provider (“Mobile Provider”) will continue to apply when accessing or using our Services on your mobile device. You understand that your Mobile Provider may charge you fees for your use of its network connection services while accessing or using our Services, for data downloading, e-mail, text messages, for roaming, and other Mobile Provider or third-party charges. YOU ACCEPT RESPONSIBILITY FOR ALL MOBILE PROVIDER FEES.

3.6. Push Notifications. When you download the Services, we may send you push notifications to your device as a way to deliver information, offers, alerts, updates, reminders, news, and other relevant notifications pertaining to Services, including messages, sounds, and hyperlinks to pages within the Services. Marian may deliver push notifications on devices, whether or not you are currently logged in to and/or using the Services, and whether or not your device is in locked and/or sleep mode. Push notifications may be controlled from within the Services’ settings and at the device’s operating system “OS” level at any time. Some devices may allow us to send push notifications only after you grant permission for us to do so when you first download the Services. Other devices will automatically opt you in to receive the push notifications when you download the Services. In any case, you can manage your push notification preferences and choose whether we have permission to send push notifications, by managing your preferences in the Services or at the OS level settings of your device, and you can set and reset your push notifications permissions as often as you wish. For the avoidance of doubt, choosing to opt out of push notifications does not serve as an indication of your withdrawal of consent to receiving communications in electronic form.

4. SUBSCRIPTIONS AND PAYMENTS

4.1. Subscriptions. We offer premium subscriptions for our Services (“Subscriptions”). When you register for a Subscription, you expressly acknowledge and agree that we (or our third-party payment processor) are authorized to charge you on a periodic basis (as selected by you) for your Subscription (in addition to any applicable taxes and other charges) for as long as your Subscription continues. Subscriptions that you purchase through our Site automatically renew unless cancelled before the renewal date. You must cancel at least 14 calendar days prior to your renewal date to avoid being charged. Cancellations after this period will take effect at the end of the following billing cycle.

4.2. Refunds. Monetary refunds will not be provided under any circumstances. In the event of a service interruption or program size discrepancy, only credits will be granted for future programs or services offered by Marian. This policy applies uniformly to all products and Services offered by Marian.

4.3. Payment Information. By providing a credit card, debit card, or other payment method that we accept, you represent and warrant that you are authorized to use the designated payment method and that you authorize us (or our third-party payment processor) to charge your payment method for the total amount of your purchase (including any applicable taxes and other charges). If the payment method cannot be verified, is invalid or is otherwise not acceptable, your order may be suspended or cancelled. You must resolve any payment method problems before we proceed with your order. If you want to change or update your payment method information, you can do so at any time by logging into your Account. You authorize us (or our third party-payment processor) to charge your payment method for the corresponding amount for your order. We reserve the right to cancel or refuse any order for any reason at any time, including after an order has been submitted, whether or not the order has been confirmed.

5. REPRESENTATIONS

5.1. Representations. You hereby represent and warrant that: (1) you (a) are at least the age of 18; and (b) have the power and authority to enter into and perform your obligations under these Terms; (2) all information provided by you to us is truthful, accurate and complete; (3) you will comply with the terms and conditions of these Terms and any other agreement to which you are subject that is related to your use of our Services, your Feedback, or any part thereof; (4) if applicable, you have provided and will maintain accurate and complete information with us, including, without limitation, your legal name, email address, and any other information we may reasonably require; (5) your access to and use of our Services or any part thereof will not constitute a breach or violation of any other agreement, contract, terms of use or any law or regulation to which you are subject; and (6) you will not use our Services in order to gain competitive intelligence about us, our Services, or any product or service offered via our Services or to otherwise compete with us.

5.2. User Data Representations. You hereby represent and warrant that any User Data uploaded while using the Services, including documentation and communications, does not violate the rights of any third party, including, without limitation, the intellectual property, privacy, or publicity rights of any third party. If User Data contains any personal information of individuals, you represent and warrant that you have obtained any required permissions or consent from those individuals whose personal information may be accessed through the User Data.

5.3. Feedback Representations. In the event you provide any Feedback via our Services, you hereby make the following additional representations and warranties to us: (1) you are owner of such Feedback or otherwise have the right to grant us the licenses or assignments granted pursuant to these Terms; (2) you have secured any and all consents necessary to provide the Feedback and to grant the foregoing licenses or assignments; (3) the Feedback does not violate the rights of any third party, including, without limitation, the intellectual property, privacy or publicity rights of any third party, and such Feedback does not contain any personally identifiable information about third parties in violation of such parties’ rights; (4) the use of any Feedback will not result in harm or personal injury to any third party; and (5) all factual information contained in the Feedback is true and accurate.

5.4. Connected Account Representations. Our Services may allow you to integrate and link to third party platforms such as email providers, calendar tools, messaging services, file storage, and real estate-specific platforms. Once connected, Marian may access your account and related information on those platforms to provide the Services. You consent to Marian’s access to any connected third-party platforms and represent and warrant that you have the authority to connect those accounts. For the avoidance of doubt, you represent and warrant that you have obtained any required permissions or consents from any individual whose personal information may be accessed through third party integrations.

5.5. AI Features Representations. The Services may include features powered by artificial intelligence (“AI”). You agree and understand that these AI features are not intended to replace professional judgment, responsibility, and due diligence, and represent and warrant that you are responsible for checking all AI-generated drafts, messages, or actions with human review before relying on them or sharing them with other parties. You also agree and acknowledge that User Data and data generated through your use of the Services may be used to train and improve an internal AI model.

6. DISCLAIMERS OF WARRANTY

6.1. SERVICES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” AND AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT OUR SERVICE (INCLUDING THE MARIAN MATERIALS) WILL MEET YOUR REQUIREMENTS, THAT USE OF THE FOREGOING WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE RESULTS OBTAINED FROM THE USE OF THE FOREGOING OR ANY INFORMATION OR CONTENT FOUND ON OUR SERVICE WILL BE ACCURATE OR RELIABLE, THAT DEFECTS IN THE OPERATION OR FUNCTIONALITY OF OUR SERVICE WILL BE CORRECTED, THAT OUR SERVICE AND ANY CONTENT OR INFORMATION FOUND ON OUR SERVICE WILL BE VIRUS-FREE, OR THAT THE QUALITY OF ANY INFORMATION, CONTENT, OR OTHER MATERIALS OBTAINED THROUGH OUR SERVICE WILL MEET YOUR EXPECTATIONS. MARIAN WILL HAVE NO LIABILITY REGARDING ANY LOSS OF DATA, FOR ANY LOST PROFITS, OR FOR ANY OTHER DAMAGE RELATED TO THE USE OF THE SERVICES.

6.2. No Professional Advice. The Services and information provided are intended solely as a tool and for general informational purposes. They are not intended to provide a substitute to legal, financial, or real estate advice, and Marian will have no liability related to any information provided through the Services.

7. INDEMNITY; LIMITATION OF LIABILITY

7.1. Indemnity. You agree to defend, indemnify, and hold harmless Marian, our affiliates, and all of their officers, members, managers, employees, Services providers, Licensors, and agents (collectively, “Released Parties”) from and against any and all first-party and third-party claims, liabilities, damages, losses, demands, or expenses, including attorney’s fees and costs and expenses, arising out of or in any way connected with: (a) your use of our Services, (b) your violation of these Terms, (c) any User Data you provide through our Services, (d) your violation of any law or the rights of any third party, and (e) your negligence or willful misconduct.

7.2. Limitation of Liability. UNDER NO CIRCUMSTANCES SHALL RELEASED PARTIES BE LIABLE TO YOU OR ANY THIRD PARTY WITH RESPECT TO ITS OBLIGATIONS UNDER THESE TERMS OR OTHERWISE FOR LOST PROFITS, LOSS OF DATA, WORK STOPPAGE, PERSONAL INJURY, DEATH, OR CONSEQUENTIAL, EXEMPLARY, SPECIAL, INDIRECT, INCIDENTAL OR PUNITIVE DAMAGES, EVEN IF YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH OUR SERVICE, OR WITH THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING OUR SERVICE. IN ANY EVENT, THE TOTAL MAXIMUM AGGREGATE LIABILITY UNDER THESE TERMS FOR THE USE OF ANY OR ALL PARTS OF OUR SERVICE IN ANY MANNER WHATSOEVER SHALL BE LIMITED TO ONE HUNDRED DOLLARS ($100.00 USD).

7.3. For California Residents. IF YOU ARE A CALIFORNIA RESIDENT OR COULD OTHERWISE CLAIM THE PROTECTIONS OF CALIFORNIA LAW, YOU FURTHER EXPRESSLY WAIVE THE PROVISIONS OF SECTION 1542 OF THE CALIFORNIA CIVIL CODE, WHICH READS AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO THE CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE WHICH, IF KNOWN BY HIM OR HER, MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.” YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND SECTION 1542 OF THE CALIFORNIA CIVIL CODE, AND YOU HEREBY EXPRESSLY WAIVE AND RELINQUISH ALL RIGHTS AND BENEFITS UNDER THAT SECTION AND ANY LAW OF ANY JURISDICTION OF SIMILAR EFFECT WITH RESPECT TO YOUR RELEASE OF ANY CLAIMS YOU MAY HAVE AGAINST RELEASED PARTIES.

8. MISCELLANEOUS

8.1. Governing Law. These Terms will be governed by and construed, interpreted, and enforced in accordance with the laws of the State of Nevada without reference to its conflicts or choice of law principles. Any arbitration or court proceeding will take place in the State of Nevada in the County of Washoe, and you hereby consent to the exclusive jurisdiction and venue of the state or Federal courts in the State of Nevada in the County of Washoe. You irrevocably submit and consent to the personal jurisdiction of such courts.

8.2. Term. These Terms are effective upon your acceptance and will continue in full force until terminated by you or us. You may terminate these Terms at any time by immediately discontinuing all access to our Services. Termination or cancellation of these Terms will not affect any right or relief to which we may be entitled at law or in equity. We reserve the right to terminate these Terms at any time and for any reason without prior notice to you. Further, you agree that we will not be liable to you or any third-party for any termination or suspension of your access to our Services or any part thereof.

8.3. Consent to Do Business Electronically. We use and rely upon electronic records and electronic signatures for the execution and delivery of these Terms and any other agreements, undertakings, notices, disclosures or other documents, communications or information of any type sent or received in accordance with these Terms and in performing our obligations and exercising our rights under these Terms. Neither you nor Marian will prevent or inhibit in any way the other party from printing, saving, or otherwise storing electronic records sent or otherwise made available to the other party. You agree not to contest the authorization for, or validity or enforceability of, electronic records and electronic signatures, or the admissibility of copies thereof, under any applicable law relating to whether certain agreements, files, or electronic records are to be in writing or signed by you to be bound thereby. You will bear your own costs and expenses in conducting business electronically, and will undertake all steps necessary, including software, hardware, and other equipment upgrades and purchases, in order to be able to conduct business electronically.

8.4. Equitable Relief. You agree that breach of the provisions of these Terms would cause irreparable harm and significant injury to us which would be both difficult to ascertain and which would not be compensable by damages alone. As such, you agree that we have the right to enforce the provisions of these Terms by injunction (without necessity of posting bond), specific performance, or other equitable relief without prejudice to any other rights and remedies we may have for your breach of these Terms.

8.5. Entire Agreement. These Terms and any hyperlinked policies and procedures constitute the entire agreement between you and Marian with respect to the subject matter hereof and supersede all prior agreements, both oral and written, with respect to the subject matter hereof. We may revise and update these Terms from time to time, and will post the updated Agreement to our Services. UNLESS OTHERWISE STATED IN THE AMENDED VERSION OF THESE TERMS, ANY CHANGES TO THESE TERMS WILL APPLY IMMEDIATELY UPON POSTING. Although we are not obligated to provide you with notice of any changes, any changes to these Terms will not apply retroactively to events that occurred prior to such changes. Your continued use of our Services will constitute your agreement to any new provisions within the revised Agreement.

8.6. Waiver; Severability. Our failure to enforce any provision of these Terms will not be deemed to be a waiver of our right to enforce them. If any term or provision of these Terms will be held to be invalid, illegal, or unenforceable, the remaining terms and provisions of these Terms will remain in full force and effect, and such invalid, illegal, or unenforceable term or provision will be deemed not to be part of these Terms.

8.7. Assignment. You may not assign, transfer, or sell (voluntarily or by operation of law) your rights or obligations under these Terms, nor delegate your duties hereunder to any other person, without our prior written consent. Any purported assignment without our consent will be void and will constitute a breach of these Terms. We may assign these Terms or delegate or subcontract our obligations under these Terms at any time.

8.8. Survival. The provisions of these Terms that by their content are intended to survive the expiration or termination of these Terms, including, without limitation, provisions governing ownership and use of intellectual property, representations, disclaimers, warranties, liability, indemnification, governing law, jurisdiction, venue, remedies, rights after termination, and interpretation of these Terms, will survive the expiration or termination of these Terms for their full statutory period.

8.9. Contact Us. Submit your question through our support services at legal@withmarian.com.